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| "What
documents do I need to lodge an loan application? |
Photocopies
of documents required for all applicants or guarantors at the time of
application include:
-
Photo
Identification (i.e.: Driver's Licence or Passport)
Secondary identification may be required in some cases
- Employed
Persons (P.A.Y.G.)
Two Current Payslips and/or letter from employer confirming base
salary,
- (If you have been in your current job for less than 1
year) Last
2 year's Group Certificates OR Last 2 year's Tax Returns
- Self-Employed persons
Last 2 year's Tax Returns for individuals and busines
2 year's Profit & Loss and balance sheet
- Companies
and Trusts Last
2 year's Tax Returns for Company/ Trust, which must include P&L
and balance sheetLast
2 year's Tax Returns for all Directors/guarantors
- Property
Purchase
For loans above 80% of property value, bank saving statements covering
the last 6 months.
Copy
of the front page of Contract for Sale complete with full names
and purchase price
Evidence
of funds to complete transactions on day of settlement
- Refinancing
Loan statements from existing Lender (covering the last 6 months)
for all loans being refinanced. Recently
Issued Property/Council Rate Notice
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Other
documentation may be requested from time to time
Application fee is payable at the time of lodging the application, and
there are conditional refunds. |
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